Stimulus checks can be garnished by debt collectors Tips to avoid garnishment and last updated 2021-03-17 10:38:11-04 KANSAS CITY, MO â While some people have already received their stimulus payments, most people will not see the money hit their bank accounts until this morning. Some people will not get the money at all. Debt collectors can issue a garnishment on the stimulus payments. While the government cannot garnish the payments due to things like back taxes and child support payments, private debt collectors can issue a garnishment for student loans, medical and credit card debt. Last week, President Joe Biden signed a $1.9 trillion relief package. People who make $75,000 or less annually will receive up to $1,400. Couples who make $150,000 or less will receive up to $2,800. Additionally, people will receive $1,400 for each dependent child.