Doug Spade and Mike Clement We’re rich! We’re rich! We’re fabulously wealthy! And it’s all thanks to the email we opened first thing Monday morning. No, not the one from Sir Scam-a-Lot, the head of the Crown Prince of Nigeria’s Ima-Gonna-Rip-U-Off Department. The paltry millions he dangled before us were of no interest whatsoever. But a $2.67 billion insurance company restitution settlement for having taken us to the cleaners the past dozen years or so? Now that’s a horse of a different color. And we ought to know. We’ve seen “The Wizard of Oz” about a million times.