Texas Tech To Offer Free Personal Finance Course Get our free mobile app This may or may not come as a surprise to you, but not everyone is good with money and personal finances. According to a recent study, only 1 in 3 adults in the United States could answer at least four of five financial literacy questions on basic fundamentals of mortgage, inflation, interest rates, and risk. You've also probably seen stories before about the amount of Americans who could handle a $1,000 emergency expense. If you haven't, it's less than 40%. April is National Financial Literacy Month and Texas Tech's Office of Continuing and Professional Education is offering a course on personal finance for free. Normally, this course cost $129 but this month only, Texas Tech is offering it for everyone.