The Rising Significance of Risk Management David Montague, Senior Vice President, Enterprise Risk & Security, Expedia Group David Montague, Senior Vice President, Enterprise Risk & Security, Expedia Group The increase in online personal data digitization, sharing and availability, combined with a surge in unintended data exposures, is leading to increased regulation, larger fines, higher costs and complexity in risk management for everyone. While new regional and governmental compliance requirements aim to minimize risks and make it easier for consumers to manage their personal information, these directives (e.g., GDPR, PSD2, digital taxation, etc.) require increased scale and complexity, driving up costs. In some cases, the growing concern about how businesses use personal data is leading to entirely new ways of looking at the use of this data across the enterprise, as well as with other business entities.