If you're still waiting to buy physical silver to start a stash, you're now playing financial Russian Roulette... with four rounds in the cylinder. The chat rooms talk about buying silver and gold when they decline in price. "If silver goes down to 22, I'm all in!" "When these 'excessive' premiums drop a few dollars, I'm backing up the truck." 1) Emotion and Sentiment Believe it or not, buying on a price drop goes against human nature. It is a bit strange, because if you go to the store and find your favorite grass-fed beef on sale, you'll probably see how much you can stuff in the freezer. But back to the metals.