Tips to correct credit report mistakes, inaccuracies, or fraud from 7 On Your Side WABC But how do you correct your credit? The FTC recently found more than 20% of credit reports had mistakes. Each inaccuracy shaves points off your credit score, costing you more on loans and insurance, and even potentially hurting your chances of getting a job. While you can't dispute your credit score, you can dispute information on your credit report. Nina Pineda has more on the scam with 7 On Your Side. So, how do you find an error? You have to check. Typically, everyone is entitled to one free credit report each year from each of the three credit reporting agencies: TransUnion, Equifax and Experian. But because of the pandemic, you're entitled to a free credit report each week until April 20.