forgiveness. how do you think things are going to go this time around? >> well the supreme court's decision is pretty popular. over half of voters supported that move by the court. you know, the biden administration's plan on student loans wasn't really that popular with the overall electorate. it was something that enthused democrats, young people. but it was a pretty tough sale with the american people. >> i think to your latter point that it enthused some democrats, enthused some young people. obviously, we're heading into a major presidential political cycle, at least some in the end look at this as key as biden's attempt to swing young voters that he would need in order to clinch re-election. do you think this will actually work, it would move the needle enough to make any significant difference? >> it might with some people. these elections are about margin