through their friends through the state exchanges, saving a lot of money, getting better coverage. that's going to work. ultimately millennials know word of mouth. that's how the social media works. it's the product not the rollout. >> i agree 100%. so brilliant what he said. captivated. >> if i can jump in, i think you're selling a pile of beans here. because wait, they're getting more coverage for less money. that doesn't compute. because part of the whole plan, the economic basis of obama care is that you're making young people who are healthy pay more than they would otherwise because you're mandating more benefits and you're capping the ratio between what old sick people get, have to pay, and young healthy people. there's no way that younger people are paying less for health care than they were before. and if they are, then we're really screwed because the whole economic basis of the plan is up in smoke. >> respond to that and i want to