favorite thing to do, but we all have to do it -- filling out the tax form is one of the most important things you will do all year. >> maybe even more important, well, is making sure that you don't pay more than you have to. so it help you out this tax season, we brought in an expert. we're joined by wes moss, a certified financial planner and the host of "money matters" radio. so, wes, what are two or three key things that the average person can do to offset some of their taxes? >> well, there's a few things, and we still have two days left. so we still have monday and tuesday, two trading days in 2013, and really important days. so if you have had gains so far this year, and it's been a good year in the stock market, up almost 30%, if you have gains this year, you still have two days to find maybe one or two securities that have -- that you've not made money in, you've lost money in, tax loss selling, so you can pay those and pay less in capital gains for 2013. >> the money you made on stocks,