Hour. This is just more proof as if we needed it the private sector is so much better off at doing this kind of stuff. The private sector is not good at covering people who dont have any jobs, people left uncovered, tens of millions you didnt have it before, but people who can get it through their job are now getting it through obamacare. It gives them what they want and does it cheaper. Charles isnt that the crux of the problem . Obamacare was sold as a policy for the poor but for those already had Health Insurance and were happy with Health Insurance, they have upset that entire card. Busily what we need them to understand is not that the poorest americans didnt have health care, you have everybody in the middle class and above almost had health care through the workplace, it was the working poor in that slot we needed to take care of. Everybody in 2006 new we had to do something and nothing was getting done. Republicans were sitting on their hands. When his idea is ultimately to migrate all of health care into a more of a singlepayer system over time so you start with trying to say i will help the working people, expand it little by little by little to everybody. Charles it felt like it was expanded virtually to everyone. What i understand is we will have a select few wealthy individuals who can go out and pay a premium to the best doctors and the best care, and it feels like talking but singlepayer or single system that is already sort of rallied to that point and so for the returns are pretty awful with respect to netnet. Overall what has happened, more people disappointed in this then not. Lets remember there was not a lead. Charles nobody disputes that, but the singlepayer idea has been thought of and promoted for a long period of time under a whole lot of different names and felt like we would do this for the working point, but a whole lot more people. Heres the deal, you look for an opportunity with real human need, use that as leverage. Either they were going to be gradually expanding the population art would implode into a singlepayer system. We should think republicans in 2006, they better have a positive plan when they get into political power when they can fix it. Charles nobody is buying that anymore. Not even on the republican side. We are stuck with this thing, or do you start from scratch . Repeal and replace, however it works you better have a positive plan, it has to take into effect there is real need for Health Care Reform in this country starting with people who cant change benefits just because a movie between jobs and have big problems and were not able to get it to the workplace in the first place. Charles what are you trying to say is positive, positive plan, what does that mean . The republicans have been very good fighting against things, with their bad at his fighting for people. If you want to win the long term in politics or life, actually, you have to start fighting for people. Look at any two people in an argument, they are fighting against something. That is what republicans have failed over the years. Charles this is a long time ago, the first george bush presidency his balls were astronomical. The democrat from massachusetts, said how are they going to beat them . The reminder way for them them to shoot themselves in the foot. In other words it is about that in the other party falter and pointing out their problems did i would love to see a Political Party in a politician say vote for me because i can do this, not because the other guy is terrible. Leadership is showing vision for what the other country looks like. They have fallen behind. Youre fairly conservative, probusiness, if you had cooked up a special economic plan making the rich richer and the poor poorer, would have invented obama nymex. Help people in the bottom half of the posts and listening the sidelines saying obama is still good. Charles unwillingness to pander. Pandering basically says i will give you anything you need, i will sell out. It is Something Else to say i am going fight for you and your family whether you vote for me or not. Charles a president for everyone no matter who. I would welcome that. Obama cannot only affecting patients but doctors as well. I did talk to dr. Who says obamacare has him and his office all tied up in red tape taking time away from curing patients. Right now check on the big board. Waffling back and forth between plus or minus, up slightly be at s p 500 still a little bit down. The big losers are the nasdaq taking a walloping. Ahead of the fed meeting, we will find out more. Speaking of the fed, inching a little bit higher. The name of last week is still the name of this week, apple. They say they have received 4 million preorders of the iphone 6 and iphone 6 plus, getting the stock higher. And alibaba getting ready to be friday trading debut. Talking about raising the price range closer to 70, shares are up. Microsoft shares down slightly on the deal. Lets go to Nicole Petallides on the floor of the New York Stock Exchange talking about a beer deal brewing. That is something we have been following. The possibility of the Worlds Largest brewers has been on cap the last several years, now that we have seen so much global m a activity it is on the forefront again, now anheuserbusch may be seeking financing to move forward to try to strike a deal. What is interesting also is miller was talking with heineken and how it made an interesting offer there, but heineken said no, we would like to remain independent. Now w were back anheuserbusch. Budweiser, stella, and on the other side of this, would there be antitrust issues . Perhaps. Analysts say it would not be insurmountable, there may have to reduce the stake in miller course in the u. S. And the deal could theoretically be in the 122 billion range or so. We continue to follow this story. All the beer stocks have up arrows. Charles i likely started out saying no pun intended. I am glad it is at a new high. To the nfl, two more players benched over the weekend following Domestic Abuse charges. Minnesota running back Adrian Peterson facing felony charges for abuse, carolina defensive end convicted of Domestic Abuse this summer benched also, and then there is ray rice appealing his indefinite suspension later on today. The Players Union expected to argue he is being punished twice for one offense. All rise, judge and a napolitano is here. Ray rice initially this happened over the summer with his thenfiancee. The league gave him twogame suspension and then the videotape came to public view and he is fired from the team more or less. He is saying how can i be punished again, you had already given me my punishment for this particular incident, it would seem unfair for you to go back. Roger caddell can respond all he wants the political pressure on him but he cant violate the collective Bargaining Agreement between the Nfl Players Association and the nfl. That Bargaining Agreement prohibits punishing a player twice for the same event and it allows him an appeal for any punishment he receives, so he already received the twoday suspension, the two games suspension, did not appeal that. And then this bombshell hits on the basis of the tape weve all seen a thousand times so is the appeal appropriate . Yes, it is. He probably will win because they dont care about Public Opinion the way Roger Goodell does. To protect the players and to set forth what their rights and obligations are. Charles i dont know how much the public i gets to see this appeals process, but what if we do learn ray rice told the commissioner i did clock my fiance inside the elevator, what would be the new evidence outside of this videotape he based the evidence on . Nothing. It was probably based upon himself from the political uproar from viewing the videotape. Im not critical of Roger Goodell. His wife used to work here, but again he has to be regulated by the legal relationship, the contract between the people who hired him, the players and the nfl owners, the people who work for him, the nfl players. Charles you were not here friday, we had a great discussion. They are suing yelp, said he used to work there, he spit in the food. Where does this stand . This is different from a negative review. If i went to spark sparks and ha lousy experience and i sent it to yelp, as long as my opinion is based on real facts, it is a protected opinion, i cannot be sued and yelp cannot be sued or else the losses will be thrown out. But this is a former employee saying he broke the law and committed a particularly vicious, vile but unknown assault. I would think they would be able to get that information. I would also think the District Attorney for new york city should be going after that information because this person committed assault and the victims are unknown and maybe even unknowable. Charles in respect to somebody going there, having a meal and posting the review, what i are they posted a false review. The idea yelp is protecting a lot of people, potential competitors, rivals. I dont know what a false review would be. Charles say i own a small pizza shop across the street or steak house across the street. I am trying to help them lose business and me gain business. That is why this privilege is called a qualified privilege not an absolute privilege. You must qualify for the privilege and you qualify for the privilege by having an accurate basis for the opinion that you went there, you consume the food and that you really genuinely didnt like it. If you live or pretend you were there, you dont qualify for the privilege, it doesnt exist and you can be sued. Yelp has to have some mechanism to be sure it posts real opinion isil you can have whatever opinion you want but it has to be based on facts. Charles i am in the stock back to bear making a big mistake not making sure they do better. Doesnt yelp stocks go up or down when they publish these things . Charles they are reluctant to put in those safeguards you talked about good hav. This is a great man in a dear friend of mine. Charles i guarantee if they do it, the stock will go up. The Obama Administration finally calls it a war against isis. Were talking about the fight against terrorism next. How much money do you have in your pocket right now . I have 40, 21. Could something that small make an impact on something as big as your retirement . I dont think so. Well if you start putting that towards your retirement every week and let it grow over time, for twenty to thirty years, that retirement challenge might not seem so big after all. I take prilosec otc each morning for my frequent heartburn. Because it gives me zero heartburn. Annc prilosec otc the number one doctor recommend frequent heartburn medicine for nine straight years. One pill each morning 24 hours zero heartburn. Charles get a check of the big board, dow jones does joe average up 17 points right now. Your National Average 3. 39, gas prices have fallen 65 of the last 80 days and right now no bottom insight just yet. The latest on the isis situation, surgery estate john kerry in paris trying to build a coalition. He said we are at war with isis. Chief of staff echoing that sentiment. Listen to this. Been very clear from the start this is a very serious business. You heard him say that on friday. As much as we have been at war with al qaeda since the first day we got into this office we are in a similar fashion at war with isil. Charles this is when the change of terminology comes out of a video showing the beheading of a british aid worker. Joining us now, New York Times bestselling author with his new book is out today. Professor, lets start with isis, the situation there. How are you feeling about our new approach to this and what should we expect . It is not a new approach. The u. S. Is emulating everything israel did in relation to hamas. Charles americas new approach. Just like israels approach. The great comedy strike, dont compromise, these are people who kill children in their bed the way hamas does, build tunnels as i wrote about, build tunnels to kill children in kindergarten. There is no negotiating with this kind of terrorism and people who want peace o to subse democracy. Charles israel has gone at it alone. The nation they have cobbled together a coalition, see if estonia gets on board before we take serious action. There was an abc wall street journal poll, 50 of americans say we agree with what the president wants to do, 68 dont think it will agree. If germany is not on board, and if we have small contributions from saudi arabia, it is the United States taking the lead. We had to take the steps to destroy isis. Isis poses enormous threat to all of civilization as does hamas. You shouldnt criticize israel for doing what the United States is doing with what every democracy would to prevent people from engaging. You made the peril between and hamas. He suggested people who are willing twice out isys on the homeland should be criticizing israel for what they are doing in the territories or in gaza. The problem i see is it would increasingly be against us protecting our own homeland as well, with that be fair to say . Absolutely. They asked the criminal court to indict president obama, congress and the secretary of defense providing israel with the iron dome necessary to prevent their civilians, they called that accessory to genocide. Completely crazy on this. Is it reluctance of president obama to take on the coalition where one cannot exist into the broader Democratic Party . Democrats are in favor of president obama. Democrats have a hard coalition. Right, center. Each sides have their extremist. The president has moved in the right direction. He may be mortgaging iran thing we have to fight isis, forget about Irans Nuclear weapons because that would be the greatest threat. Signing into a diplomatic route which mark speak of the world has made that impossible. Charles what is the ultimate endgame on this . What we say we would like to destroy, israel stops short of destroying hamas. That is because hamas was elected in gaza. How my more decades, centuries does this go on . This a fight between islamic extremists and democracies and we have to win this fight. It was only a military solution to germany and japan. Military solution is a first step. Professor, thank you for coming. Up next three days away from the vote on scottish independence. Saying you guys should think very carefully of raking away from the uk. We will discuss all the implications. That is next. Guys youre not gonna believe this watch this. Sam always gives you the good news in person, bad news in email. Good news fedex has flat rate shipping. Its called fedex one rate. And its affordable. Sounds great. [ cell phone typing ] [ typing continues ] [ whoosh ] [ cell phones buzz, chirp ] and we have to work the weekend. Great. More good news its friday woo [ male announcer ] ship a pak via Fedex Express saver® for as low as 7. 50. [ male announcer ] ship a pak via Fedex Express saver® there was no question she reminds you every day. But your erectile dysfunctionthat could be a question of blood flow. Cialis for daily use helps you be Ready Anytime the moment is right. You can be more confident in your ability to be ready. And the same cialis is also the only daily ed tablet approved to treat symptoms of bph, like needing to go frequently or urgently. Tell your doctor about all your medical conditions and medicines, and ask if your heart is healthy enough for sex. Do not take cialis if you take nitrates for chest pain, as it may cause an unsafe drop in blood pressure. Do not drink alcohol in excess. Side effects may include headache, upset stomach, delayed backache or muscle ache. To avoid longterm injury, get medical help right away for an erection lasting more than four hours. If you have any sudden decrease or loss in hearing or vision, or any symptoms of an allergic reaction, stop taking cialis and get medical help right away. Ask your doctor about cialis for daily use and a free 30tablet trial. Charles shares moving lower. Nissan ready to cut with morgan stanley. The stock is down 18 . Time is money. Global warming using Satellite Photos to reveal that an arctic ice is at a record level. Scientists say it does not disprove the theory of global warming. President obama promising more doctors and workers along with 88 million to fund relief efforts. Electronic cigarettes in hollywood. They will be using anticigarette made by smokestack throughout the movie. Queen elizabeth tells scots to think carefully about independence. She is basically telling them to vote no. Think carefully. Charles a lot of people do not understand what this is really about. The scots, many of whom have been in favor of independence for a long time break away. It will do, obviously, a moral damage to the uk. They will talk about a lot of economic reasons. A very oilrich north sea. Fundamentally, they just do not like being ruled by london. They would like to have their own self determination. I think we obviously have our own history. It comes down to scotland being a lot more socialist than the south. Particularly, the conservative government in london. It will be even more leftwing than labor type of government. It probably will not do very well. Charles would it be enough to perpetuate a welfare state . It is going to be bad for scotland. Britain would not have a wimbledon champion anymore. [laughter] charles the premier bookmaker will tell us the latest talk on whether scotland will vote on independence. More damage control for commissioner Roger Goodell after more players are badged after Domestic Abuse charges. Take a look at this. Stimulated blood splatter. What are they thinking . Both of those stories are next. New york state is jumpstarting business with startupny. An Unprecedented Program that partners businesses with universities across the state. For better access to talent, cutting edge research, and state of the art facilities. And