UNBELIEVABLE: The Alarming Truth About Money Today we stagger into the Minotaur’s maze of money… It may be familiar space to you. But a man must occasionally remind himself of his surroundings… fix his bearings… take stock of his position. And so we proceed… You sink your hand into your wallet. It resurfaces grasping a $20 bill. This bill is an asset to you, its holder. It represents a claim upon goods and services. But this asset of yours is but one side of a glass mirror. Seen from your side it is a $20 asset. Seen from the opposite side it is a $20 debt.