Operator Good day, and welcome to Veritex Holdings of First Quarter 2021 Earnings Conference Call and Webcast. [Operator Instructions] I will now turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary to the Board of Veritex Holdings. Susan Caudle -- Investor Relations Officer and Secretary Thank you. Before we get started, I would like to remind you that this presentation may include forward-looking statements, and those statements are subject to risks and uncertainties that could cause actual and anticipated results to differ. The company undertakes no obligation to publicly revise any forward-looking statement. At this time, if you're logged into our webcast, please refer to our slide presentation, including our safe harbor statement beginning on Slide two. For those of you joining us by phone, please note that the safe harbor statement and presentation are available on our website, veritexbank.com.