What the 2020 HMDA data says about credit union lending Helps show whether lenders are serving the needs of their communities Is used to inform government decisions and policies Sheds light on potentially discriminatory lending patterns HMDA data is a rich source of insights to understand the mortgage lending market and each institution’s relative performance. 2020 Analytics takes the publicly available data and puts it into actionable insights on their TTAData Vision Portal. Here are some credit union-specific insights we found in the recently released HMDA data, reported for the previous year. Comparing 2019 and 2020 Total originations increased from $2.45 billion in 2019 to $4.24 billion in 2020, but the market share for credit unions remained steady, right around 5%