ABC Everyday Amanda lost her home in a bushfire, but her insurance covered the costs. ( Print text only Amanda Scully's family always had a fire plan. But by the time the bushfire had ripped through their NSW town of Malua Bay on New Years Eve in 2019, plan A quickly became plan C. "Our home was completely destroyed. There was nothing left," she says. For Amanda, having insurance was worth it for the temporary accommodation cover alone. "We had to live somewhere else in a lease of $550 a week. So to have to pay that on top of doing the rebuild, that would just be too much."