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The intersection of fintech and ag banking is still ripe for innovation. Banks and fintechs are looking for specialized solutions for their ag customers, from harvesting data to managing cash flow fluctuations.
Marisa Calderon, executive director of a nonprofit community development financial institution, explains why the wealth gap persists, for instance due to systemic bias in the appraisal process, and what lenders could do to reduce it.
Although no laws have yet passed, most of the bills introduced thus far do not consider EWA products to be loans. California is an exception.
During a Tuesday hearing, lawmakers talked through how to properly regulate the wide-ranging uses of AI. Some voiced support for forming a new AI agency.
First Citizens, JPMorgan Chase and New York Community Bancorp have all bought failing banks in recent months. Here's what experts say they should do to ensure the tech integration is smooth.