That 40,000 or under that 50,000, you have more of your money to use on top of that. the child tax credit that has been increased. and another category has been added, of $500. do the numbers match leslie's narrative? >> this is money that people will keep in their pockets. if you used to pay the penalty for not having obamacare, that's gone. it is voluntary now. if you want it, you can have it. if you don't want to you don't have to have it. there is a 529 plan to let people put money aside for private school, what have you, that's a fantastic thing that ted cruz put in. it's the biggest boos...