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Plan. the brendan center writing, quote, certainly states have a legitimate interest in incentives so they can pay their dents. but states need to insure they they do not penalize the poor and enriching the private debt collector collectors at their expense. i have to ask you what is going to sound like a dumb question. why are we doing this? what purpose in the legal system does it serve to load people up on debt and then throw them back in jail when they can't pay it? it doesn't seem to be keeping people from reoffending? it's not punishing folks just for the crime they did, not rehabilitati...

Obamacare plan that you're so unhappy with? >> you knew back in 2009 when the obamacare bill was being considered on the house floor, we put forward our alternative. to say we don't have a replacement is not correct. >> a-ha, so they do have a replace. what he is saying is he has a full plan, like right now, you can read it. it's the same plan they voted on in 2009. it's sitting out there. you can download it on the internet which we did today at "the rachel maddow show." and we went through it, and as it turns out, there's not much to see. there were four main republican bills. one was tort r...

Dents. but states need to insure they they do not penalize the poor and enriching the private debt collectors at their expense. i have to ask you what is going to sound like a dumb question. why are we doing this? what purpose in the legal system does it serve to load people up on debt and then throw them back in jail when they can't pay it? it doesn't seem to be keeping people from reoffending? it's not punishing folks just for the crime they did, not rehabilitating them? >> it's a bad idea. and you laid out, but the idea behind it is that courts are cash strapped and legislators are not fund...

Replacement is not correct. >> aha, so they do have a replace. what he is saying is he has a full plan, like right now, you can read it. it's the same plan they voted on in 2009. it's sitting out there. you can download it on the internet which we did today. and we went through it, and as it turns out, there's not much to see. there were four main ideas in the republican bill. one was tort reform, to which, eh, another was allowing insurers to sell across state line. this is a big republican idea. we should go through it. right now, your state regulates the insurance you can buy. if aetna does...

Replace. what he is saying is he has a full plan, like right now, you can read it. it's the same plan they voted on in 2009. it's sitting out there. you can download it on the internet which we did today. and we went through it, and as it turns out, there's not much to see. there were four mainrepublican bill. one was tort reform, to which, eh, another was allowing insurers to sell across state line. this is a big republican idea. we should go through it. right now, your state regulates the insurance you can buy. if aetna doesn't follow the rules you lay down by the people you elected to repre...