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Editors Note: This column is part three of our series on the intersection of financial advice and different cultures, historical backgrounds and identities. Morningstar Office clients can find more Morningstar DEI research and commentary here. 
Because I focus on financial planning for the LGBTQ community, I often get the question, “what makes LGBTQ planning different?’”
Behind this question, there may be the thought that it has been almost six years since
Obergefell v. Hodges made marriage equality the law of the land. Additionally, last summer the U.S. Supreme Court ruled that employers couldn’t discriminate against their LGBTQ employees. So, everyone is pretty much on equal footing, right? Not quite. ....

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