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Public meeting to establish risk limiting audit random seed

Members of staff at the Secretary of State’s office will roll the dice while members of public watch on the live stream

Colorado , United-states , Jena-griswold , Audit-center , Colorado-secretary , State-jena-griswold , Risk-limiting-audit , Election-rule , Public-meeting ,

Risk-limiting audit helps ensure election outcome is correct

What is a risk-limiting audit? A risk-limiting audit is a post-election audit that gives a statistical level of confidence that the outcome of an election is correct. In other words, after performing a risk-limiting audit, we can say that there is a high probability that the reported winners accurately reflect how voters marked their ballots. […]

Colorado , United-states , Logan-county , Recording-department , Audit-center , Motor-vehicle-department , Colorado-department , Colorado-general-assembly , County-offices , Thanksgiving-holiday ,

TPO, Correspondent, Compliance, UW, Accounting Products; Conventional News; Employment Drives Rates Higher

National MI turned heads yesterday by announcing its temporary increase to AUS conforming loan amounts, despite the official FHFA word not coming until the end of November. (More below on the amounts.) Our biz is filled with “numbers people,” good or bad. According to Curinos, September 2023 funded mortgage volume decreased 30 percent YoY and 14 percent MoM. The average 30-year conforming retail funded rate in September was 7.01 percent, 18bps higher than August and 146bps higher than the same month last year. (Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures.) Inventory and sales aren’t helping. Economist Dr. Elliot Eisenberg summed things up. “August data showed MoM housing starts down 11.3 percent to their lowest level since 6/20, the NAHB housing index down sharply M-o-M for the second month in a row, and new home sales weakening 8.7 percent MoM, the biggest decline since 9/22. Existing housing sales slipped to their lowest level since 1/23, and August pending home sales fell 7.1 percent.” (Today’s podcast can be found here and this week’s is sponsored by TRUE. TRUE creates accurate data that powers automation and optimizes every step of the lending lifecycle, helping lending organizations rapidly process loans, dramatically cut costs and risk, and radically improve the customer experience. Hear an interview with Ally Home’s Glenn Brunker on affordability across the nation and why potential homeowners should get off the sidelines.)

Chicago , Illinois , United-states , Philadelphia , Pennsylvania , Spain , Alaska , Essex , Americans , Elliot-eisenberg , Kimberly-schenck , Glenn-brunker

KPMG Announces 2 Partner Appointments

KPMG Hungary has announced the appointment of two new partners as of October 1, 2023. Ildikó Takács is the new KPMG partner in the audit practice and Balázs Horváth is the new partner in the advisory practice.

Budapest , Hungary , Big-four , Service-centres-sscs , Digital-audit-center , Consulting-center , Budapest-business , Audit-center , Shared-service-centres , Eastern-european ,

Homebuyer, Lead Source, AML, Pre-Qual Appraisal Products; Credit Changes Schedule

Studies have shown that women who have large backsides live much longer than the men who comment on them. Studies also show that there are three basic groups of people in the United States: homeowners with 3 percent mortgages who don’t want to move, wannabe homeowners who don’t want 8 percent mortgages, and renters who don’t care. A growing number will tell you that the actions of the Federal Reserve have had a huge impact creating those groups, and creating the hiring/firing roller coaster that our industry is on. Although there are exceptions, many lenders have gone, or are quickly heading, back to 2018 or 2019 staffing levels and there’s little use in not being aggressive from a bottom-line perspective, unfortunately. Anyone displaced can post their resume for free here, where potential employers can view them for several months for only $75. (Today’s podcast can be found here and this week’s is sponsored by Black Knight. Black Knight is an award-winning software, data and analytics company that drives innovation in the mortgage and real-estate industries, and the capital and secondary markets. Listen to an interview with Voxtur Analytics’ Stacy Mestayer on Attorney Opinion Letters, title insurance alternatives, and title waivers.) Lender and Broker Software and Services Is your focus to do more with less? A business intelligence solution should highlight where there are opportunities to incorporate efficiencies and reduce costs. The most forward-thinking industry leaders are turning to Richey May’s RM Analyze to learn what they need to know now more than ever: how to operate even leaner. It’s half the cost of a full-time employee, and you gain access to a strong bench of talent with a rich background in the mortgage industry and access to hundreds of reports, including real-time peer benchmarking data, in no time. With these insights you can make meaningful decisions for your business and do more than just survive. Learn how to operate leaner.

United-states , Americans , Dave-olchk , Jeremy-forcier , Ken-dicks , Matt-wright , Fannie-mae-freddie-mac , Stacy-mestayer , Kris-willoughby , Freddie-mac , Loan-store-at-theloanstore , Visa

Best Ex, Cybersecurity, Audit, LO Profile, Credit Reporting, QC Products; Better.com IPO is Today; FOMC Minutes

“I’m not a fan of elevator music. It’s bad on so many levels.” Whether or not you think that the environment and value of owning stock in lenders and vendors has been “bad” over the last year or two, it certainly has been dicey. If you want to “be long” lenders or other mortgage-related companies, you could put some of your hard-earned savings into RKT, ICE, GHLD, UWMC, HMPT, LDI, PMT, FOA, or COOP. Now you’ll have a new vehicle: BETR. Yes, Better.com is going public, in what many would term a “challenging” environment. In a combination of stock market news, along with the reminder that making predictions about markets is like throwing darts, an ETF that was started on March 1, 2023 to track Jim Cramer’s stock picks has only garnered $1.3 million in assets and is closing. Maybe this is the free market saying that Jim Cramer is full of fluff and no value. (Today’s podcast can be found here and this week’s is sponsored by PHH Mortgage. For over 30 years, PHH Mortgage has provided industry-leading mortgage services and helped countless homebuyers and homeowners find financing solutions to meet their needs.) Lender and Broker Software and Services Are you attending IMN’s 6th Annual NPL, Notes &amp; Default Servicing Forum in September? If so, be sure to check out the session “How Do You Determine the Pricing of Distressed Deals?” where Velocity Servicing’s President, Matt Stadler, will be moderating! During this session, Matt will lead panelists through the nuances of pricing distressed loans, including the following: Where are distressed deals coming from, and how can you source them? What impacts are inflation and interest rates having on distressed product pricing? What factors determine the pricing of distressed deals? Important due diligence factors to consider when pricing. And more! If you are interested in scheduling time to meet with Matt during the conference, contact matt.stadler@loancare.com. Click to learn more or call today at 646-361-6808 to partner with Velocity Servicing™, a LoanCare® division, for your specialty servicing needs.

Xactus-linkedin , Dave-olchek , Adam-rieke , Morgan-clemm , Kerry-webb , Soliman-martinez , Freddie-mac , Jim-cramer , Julas-hollie , Kelly-cooper-spencer , Matt-stadler , Broker-software

July 25 - Colorado Secretary of State Jena Griswold Announces Certification of Colorado's 2022 Primary Election

Denver, July 25, 2022 - Colorado Secretary of State Jena Griswold has announced the certification of the 2022 Primary Election. “I am excited to announce the

Colorado , United-states , Denver , Jena-griswold , Audit-center , State-jena-griswold , Risk-limiting-audit , Canvass-boards , County-clerks , Primary-election , Risk-limiting-audits , July

July 11 - Colorado Secretary of State's Office Begins Bipartisan Post-Election Risk-Limiting Audit of Colorado's 2022 Primary Election

Denver, July 11, 2022 - Colorado Secretary of State Jena Griswold convened a public meeting today to establish the random seed for the 2022 Primary Election

Colorado , United-states , Denver , Jena-griswold , Audit-center , Software-version , State-jena-griswold , Election-bipartisan-risk-limiting-audit , Risk-limiting-audits , Risk-limiting-audit , July , 11

Secretary of State's Office starts bipartisan post-election audit | News

Colorado Secretary of State Jena Griswold convened a public meeting July 11 to establish the random seed for the 2022 Primary Election Bipartisan Risk-Limiting Audit.

Colorado , United-states , Jena-griswold , Audit-center , Software-version , Colorado-secretary , State-jena-griswold , Election-bipartisan-risk-limiting , Risk-limiting-audits , Risk-limiting-audit , Audit-centerof , News

FreeTaxUSA 2021 Edition review: No-frills free federal taxes

With a streamlined interface and manual input, FreeTaxUSA 2021 covers many tax situations, but don’t use it if you have a lot of questions.

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