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N.L.'s 1st community-based hospice swings open doors after decade of effort from supporters

The group behind Newfoundland and Labrador's first community-based hospice saw dreams turn into reality Thursday with the opening of their new facility in Grand Falls-Windsor.

Grand-falls , New-brunswick , Canada , John-campbell , Mark-griffin , Lionel-kelland , Catherine-kelland-howell , Ken-dicks , Andrew-furey , Jeff-cole , Lionel-kelland-hospice

Housing News, Appraisal, Broker Pricing, LOS to G/L Automation Products; FHA, USDA Program News; Renter Data

Inflation and price increases can be widespread and impact many, like gasoline or flour, or can be very specific and impact only a small portion of the population, like guitar strings or limoncello. Continued rent increases impact many, not the least of which are the roughly 50 million tenants themselves along with their potential loan originators who could help them finance a house. Word has it that owners stay in their homes 13 years, although this source says 16 years, whereas tenants stay in their rental about 3 years for a house and 2.5 years for multi-family/apartments. There is a lot of hope being placed by lenders in tenants who move into ownership, as volume stinks. According to Curinos, August 2023 funded mortgage volume decreased 26 percent YoY and increased 8 percent MoM. In the Retail channel, funded volume was down 31 percent YoY and up 8 percent MoM. The average 30-year conforming retail funded rate in August was 6.82 percent, 13bps higher than July and 124bps higher than the same month last year. Curinos drills into this data further here. (Today’s podcast can be found here and this week’s is sponsored by LoanCare, a Fidelity National Financial (NYSE: FNF) division and award-winning developer of the most sophisticated mortgage servicing portfolio management tool, LoanCare Analytics, built to support MSR investors with a focus on customer engagement, liquidity, and credit risk. Hear an interview with LoanCare’s Kevin Cooke on servicing technology advances and differentiators.)

Spain , San-francisco , California , United-states , Tennessee , Florida , Massachusetts , South-carolina , Anaheim , Oklahoma , Spanish , Dave-higgins

Homebuyer, Lead Source, AML, Pre-Qual Appraisal Products; Credit Changes Schedule

Studies have shown that women who have large backsides live much longer than the men who comment on them. Studies also show that there are three basic groups of people in the United States: homeowners with 3 percent mortgages who don’t want to move, wannabe homeowners who don’t want 8 percent mortgages, and renters who don’t care. A growing number will tell you that the actions of the Federal Reserve have had a huge impact creating those groups, and creating the hiring/firing roller coaster that our industry is on. Although there are exceptions, many lenders have gone, or are quickly heading, back to 2018 or 2019 staffing levels and there’s little use in not being aggressive from a bottom-line perspective, unfortunately. Anyone displaced can post their resume for free here, where potential employers can view them for several months for only $75. (Today’s podcast can be found here and this week’s is sponsored by Black Knight. Black Knight is an award-winning software, data and analytics company that drives innovation in the mortgage and real-estate industries, and the capital and secondary markets. Listen to an interview with Voxtur Analytics’ Stacy Mestayer on Attorney Opinion Letters, title insurance alternatives, and title waivers.) Lender and Broker Software and Services Is your focus to do more with less? A business intelligence solution should highlight where there are opportunities to incorporate efficiencies and reduce costs. The most forward-thinking industry leaders are turning to Richey May’s RM Analyze to learn what they need to know now more than ever: how to operate even leaner. It’s half the cost of a full-time employee, and you gain access to a strong bench of talent with a rich background in the mortgage industry and access to hundreds of reports, including real-time peer benchmarking data, in no time. With these insights you can make meaningful decisions for your business and do more than just survive. Learn how to operate leaner.

United-states , Americans , Dave-olchk , Jeremy-forcier , Ken-dicks , Matt-wright , Fannie-mae-freddie-mac , Stacy-mestayer , Kris-willoughby , Freddie-mac , Loan-store-at-theloanstore , Visa

Tampered eye drugs were distributed in Newfoundland and Labrador, documents show

Thousands of patients in Newfoundland and Labrador could have received tampered eye medications without their knowledge for several years, documents obtained by CBC News reveal.

Quebec , Canada , Montreal , Berlin , Germany , Toronto , Ontario , Oakville , Canadians , Krisztian-bocsi-bloomberg , Marguerite-mccarthy , Alan-cruess

Non-QM, Correspondent, Outsourcing, Income Verification Tools; Third Party Updates; $31 million Warehouse Settlement

“My landlord told me that she would like to have a chat with me about the house's sky-high heating bills this winter. I told her, ‘Sure thing, whenever you want. My door is always open.’” A key selling point for originators, in talking to potential clients on the fence about buying a home, is rent. Rents have been increasing, and there’s no sense of permanency, but if you can’t pay your rent, qualifying for a home loan is going to tough. LendingTree found that more than 8 million U.S. adults live in a household not caught up on rent payments. About 3.6 million adults are also living in households that are not being charged rent, primarily in Mississippi, West Virginia, Alaska, Arkansas, and Alabama. There are plenty of rent disputes in the courts, just as there are disputes and cases involving mortgage bankers. I bring this up because convicted former MBA Chairman Ron McCord and his Oklahoma-based company settled CapLoc's allegations that they put fraudulent loans on a funding line settled for $31 million. Brad Finkelstein did a write up. (Today’s podcast can be found here and this week it’s sponsored by MGIC. Since 1957, MGIC has insured more than 13.5 million mortgage loans with innovative products, tools and strategies that help customers solve problems and fuel growth. Explore tools and solutions to boost your business here. Listen to an interview with Tallulah Le Merle, where she flips the script and asks Robbie questions about mortgages.) Lender and Broker Services and Software

Alabama , United-states , Arkansas , Oklahoma , White-house , District-of-columbia , California , Alaska , West-virginia , Chicago , Illinois , Mississippi

Reggora Delivers 2022 Appraisal Performance Index

/PRNewswire/ -- Reggora, an appraisal management software company that is modernizing residential real estate valuation for mortgage lenders, delivers the...

Boston , Massachusetts , United-states , Freddie-mac , Ken-dicks , Lindsey-flynn , Brian-zitin , Alyson-austin , Performance-index , Appraisal-performance-index , Reggora ,

Like it or not, desktop appraisals are here to stay

In January, Fannie Mae said it would start accepting desktop appraisals, where an appraiser need not perform a walk-through, for some agency-backed loans after March 19.

Freddie-mac , Ken-dicks , D-scott-murphy , Sean-pyle , A-fannie-mae , Sandra-thompson , Jack-kahan , Valutrust-solutions , National-fair-housing-alliance , Kroll-bond-ratings-agency , Fannie-mae , Associates-real-estate-appraisers

Ken Dicks, Author at HousingWire

Ken Dicks, Author at HousingWire
housingwire.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from housingwire.com Daily Mail and Mail on Sunday newspapers.

Ken-dicks , Real-estate-collateral-specialist ,

Software blamed for appointment cancellations, vaccine wait-lists in COVID-19 hot spot

Software blamed for appointment cancellations, vaccine wait-lists in COVID-19 hot spot
cbc.ca - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from cbc.ca Daily Mail and Mail on Sunday newspapers.

Botwood , Newfoundland , Canada , Grand-falls , New-brunswick , Baie-verte , Twillingate , Jennifer-collingwood , John-haggie , Ken-dicks , Labrador-health , Central-health-region