Live Breaking News & Updates on Blue Water Financial Technologies Services

Stay updated with breaking news from Blue water financial technologies services. Get real-time updates on events, politics, business, and more. Visit us for reliable news and exclusive interviews.

CAAS, TPO, Tech, LOS Products; Fitch on First American's Hack; Freddie and Fannie Forecasts

Susan Toste writes to Ira Selwin who sends me (see how these things work?), “Can you believe it is 364 days until Christmas and people already have their lights up?” Goldman Sachs asks interviewees, "How many square feet of pizza are eaten in the U.S. each year?" (The trick is to work through the logic, not necessarily come up with the right answer.) Learning math is something that everyone does, to one degree or another, and doesn’t typically go onto a resume. (I learned math a whole different way than they do now in China or Japan.) What’s on your resume? How about Scapulothoracic Hypermobility? The Financial Times reports that “Banks (worldwide) shed 60,000 jobs in one of worst years for cuts since financial crisis.” I regularly receive questions about the number of LOs who have left our business. “Plenty” doesn’t ever satisfy the person asking the question, but I don’t know the exact number. Man ....

United States , San Francisco , Scapulothoracic Hypermobility , Ira Selwin , Susan Toste , Gerry Glombicki , York Department Of Financial Services , First American Financial Corporation , Sloan Center , National Thank You Note Day , Goldman Sachs , Sales Team , Blue Water Financial Technologies Services , Fitch Ratings , Fannie Mae , Financial Times , Gallus Insight Augie Del Rio , Lender Programs , Supply Chain Optimization Technologies , Dark Matter Technologie Empower , National Thank You Note , Optimal Blue , Jingle Bell Float , Jingle Bell Float Down , Correspondent Non Delegated , Correspondent Table Funded ,

Super Jumbo, HELOC, DSCR, CRM Texting, Servicing Rights, QC Products; Fannie/Freddie Updates

Today I head to Northern California, home of plenty of technology. The other day I went to the doctor and the receptionist handed me a tablet and said, “Please fill out these medical forms on the screen, which are identical to the ones you filled out earlier online, and have the exact same questions your doctor will ask you later in the exam room.” Great. There’s nothing like old-fashioned printed things. I am sure that menu Quick Response (QR) codes are fine, but plenty of other QR codes are not: beware! “The Federal Trade Commission (FTC) warned the public against scanning any old QR code in a consumer alerts blog last week. Naturally, the warning comes down to security and privacy: bad actors can put QR codes in inconspicuous places or send them via text or email, then just sit back and wait for a payday in the form of money, logins, or other sensitive information. Lord knows that the mortgage industry has enough challenges from lousy characters without m ....

United States , Kenon Chen , Eric Nelepovitz , Orleans Jan , Sandra Madigan , Freddie Mac , Clayton Collins , Justin Castillo , Companies Inc , Secondlook Software , Fannie Mae , Broker Program , Axos Bank Wholesale Correspondent , National Sales , Sales Team , Market Committee , Mortgage Technology , Blue Water Financial Technologies Services , Northern California , Quick Response , Federal Trade Commission , Richey May , Clear Capital , Broker Products , Urban Institute , Down Payment Resource ,

MSR Sales, Subservicing, Margin Mgt., PPE, HELOC, Pre-Approval Tools, Don't Ignore HMDA Requirements

Home schooling is the goodest thing I ever did for my two kids. Hopefully, they both learned that an inverted yield curve doesn’t automatically create, or lead to, a recession. As we approach 2024, short term rates have been higher than long term rates since 2022, and when you think of the last 10 recessions eight of the last 10 were preceded by an inverted yield curve. But now the “experts” are saying that this yield curve inversion is due to artificial reasons, namely the U.S. Federal Reserve’s actions that shifted rates, rather than more natural factors. Time will tell, and no one can eliminate business cycles, so we may have a recession (and with it, lower rates) at some point. But for now, “The U.S. economy is becoming increasingly recession resistant. State, local, and federal government spending as a percentage of GDP has risen from 29 percent in 1962 to 35 percent today. Healthcare spending has risen from 5 percent of GDP in 1962 to 18 percent ....

New York , United States , Elliot Eisenberg , Freddie Fannie , Cody Echols , Freddie Mac , Dustin Mcclelland , Anjelica Nixt , Uplist Smartbuyer , Mortgage Market , Blue Water Financial Technologies Services , Us Consumer Financial Protection Bureau , Sales Team , Hundreds Of Bank , Capital Markets Technology Advisor , Lender Price , Broker Products , Uplist Quick Quotes , Performance Marketing , Mortgage Performance Marketing Platform , Management Best Practices , Markets Technology Advisor , Water Financial Technologies Services , Blue Water , With Supertransfer , Zillow Home Loans ,

Verification, HELOC, POS, Servicing Transfer Products; Webinars Today and Tomorrow; Fannie's Solid Earnings

“Change is inevitable, except from a vending machine.” Corporate changes are the name of the game. Atlanta’s Crescent Mortgage’s bank owner is aligning all mortgage facets of the enterprise and moving to “retail only” and eliminating third party. Rather than wind down, Colorado’s Universal Lending is inking an agreement with Lower LLC in a partnership setting up Universal Home Loans being in the same markets as a division of Lower LLC and improve its competitive position. Every discussion that I’ve had with real estate agents lately involves a) thousands of agents leaving the business due to the lack of… business, and b) how 8 percent mortgage rates have absolutely ground transactions, and even interest in looking at properties, to a halt. Meanwhile, I’m having similar conversations with loan originators as a) NMLS licenses are declining, and b) 8 percent mortgage rates have ground activity to a halt. From a broker-d ....

United States , Robbie Chrisman , Charlotte Brown , Katie Plezia , Sean Herrero , Kim Kriel , Kristin Messerli , Las Vegas , Justin Venhousen , Adam Millstein , Richard Bradfield , Seth Sprague , Brent Emler , Broker Software , Market Committee , Third Party Origination Go , Housing Center , Blue Water Financial Technologies Services , Sales Team , National Sales , First Community Mortgage , Crescent Mortgage , Universal Lending , Universal Home Loans , Richey May , Blue Water ,

Verification, Credit, Servicing, Automated QC, POS, DSCR Products; Events and Training Fast Approaching

Today I head to Phoenix area for the AzAMP annual conference, and am reminded that, “Change is inevitable, except from a vending machine.” The mortgage industry is constantly changing, although Freddie and Fannie have been a somewhat stabilizing influence. But explaining to someone not in the mortgage business what they, the government sponsored enterprises (GSEs) do, is not easy, but in another one of his Mortgage Musings, attorney Brian Levy offers his thoughts on 15 years of being in conservatorship and whether that means it’s time to drop the “S” in GSE. Let’s just hope they don’t become another Amtrak. (Sign up for Musings here.) One topic that has come up at a few conferences, besides Agency buybacks, is demand for “LIP” and “VLIP” borrowers. Are F&amp;F pushing hard for Low Income Purchase and Very Low Income Purchase business, and requesting high percentages of those products with the “t ....

United States , New York , Maxwell Point , National Harbor , Laird Nossuli , Cheryl Mckenzie , Kristin Messerli , Wendy Lee , Andrew Oxley , Marianne Collins , Phil Johnsen , Sosi Avila , Rebecca Lorenz , Bruce Lund , Ashley Remstad , John Beccia , Evan Zuverink First Commonwealth Bank , Mortgage Bankers Association Of Metropolitan Washington , Adapting Return To Office Policies , Gaylord National , Louis Realtors Association , Saint Louis Realtors Association , National Mi University October Webinars , Broker Software , Altisource Servicing Real Estate Solutions Group , Compliance Committee ,