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Fedspeak, TPO, Servicing, CFO Oversight, Consumer-Facing Tools ; A Primer on 1099 vs. W-2 - Vimarsana News

Fedspeak, TPO, Servicing, CFO Oversight, Consumer-Facing Tools ; A Primer on 1099 vs. W-2

Originators: Want to add value for your potential current or previous clients who are veterans? Send them a link to Veteran’s Day discounts and free meals. LOs and brokers are good at staying in touch with potential clients and continue to prospect and talk to previous clients. (In fact, the current STRATMOR blog is titled, “Listening to Real Estate Agents Can Pay Off for Originators”.) A good reason to talk to previous clients is about their credit card balances. As noted in the Commentary recently, Americans' credit card debt hit a record $1.08 trillion in Q3, wi...

Hedging, Non-QM, Credit Verification, Digital Tools; Conventional/Conforming news; Fair Lending Interview - Vimarsana News

Hedging, Non-QM, Credit Verification, Digital Tools; Conventional/Conforming news; Fair Lending Interview

You should know that caffeine increases the power of aspirin and other painkillers, which is why it is found in some medicines. You should also know the “50-50-90 rule”, which definitely applies to me: Anytime you have a 50-50 chance of getting something right, there's a 90 percent probability you'll get it wrong. Cute sayings aside, one thing you don’t want to be wrong on is Fair Lending, and every lender, and their employees, should know the rules and regulations surrounding it, and know that its enforcement is a priority of the Consumer Finance Protectio...

Hedging, Webinars, HELOC, Prequal Tools; STRATMOR on Servicing; Lunches and RESPA - Vimarsana News

Hedging, Webinars, HELOC, Prequal Tools; STRATMOR on Servicing; Lunches and RESPA

It is said that if all the hunters on opening day(s) of deer season in Wisconsin were grouped together, they would comprise the sixth largest army in the world! Sometimes lenders feel that they have a target on their backs, and here at the WMBA’s 49th Annual Real Estate & Finance Conference in Milwaukee, some of the informal talk in the hallways is about avoiding redlining, a focus of audits and exams. Another is RESPA. When does “As you wish” or “intent” figure into lending? “Rob, is it true that the same business lunch can either be a RES...

Skye Bioscience to Host Virtual Investor Day on October 25, 2023: "CB1 Axis -October 20, 2023 at 01:00 am EDT - Vimarsana News

Skye Bioscience to Host Virtual Investor Day on October 25, 2023: "CB1 Axis -October 20, 2023 at 01:00 am EDT

Skye Bioscience, Inc. , a pharmaceutical company developing drugs targeting the endocannabinoid system, initially through modulation of the CB1 receptor, to address diseases including glaucoma and...

Action in Tahoe: Christopher Cross; Trail of Treats; Meyers Outdoor Gear Swap - Vimarsana News

Action in Tahoe: Christopher Cross; Trail of Treats; Meyers Outdoor Gear Swap

Christopher Cross  Christopher Cross made history with his 1980 self-titled debut album, winning five Grammy Awards, including—for the first time in Grammy history—the “Big Four” most prestigious awards: Record of the Year, Album of the...