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CRM, Lead Conversion, Marketing, AE Pipeline, MSR Financing Tools; More Mortgage M&A; CFPB News - Vimarsana News

CRM, Lead Conversion, Marketing, AE Pipeline, MSR Financing Tools; More Mortgage M&A; CFPB News

As I type this piece on Friday morning, I am at the O’Hare aerodrome for a flight from Chicago to San Francisco. O’Hare is packed and humming… What economic slowdown? Does my opinion on the economy matter any more than yours, or… that of the guy running JPMorgan Chase? Last June CEO Jamie Dimon warned of an economic "hurricane" down the road. “Hurricane” is pretty sensationalist, especially when it hasn’t happened. This week he told Reuters that the U.S. economy was in “good shape.” It’s a safe bet that inf...

Warehouse, Credit Measuring Tools; Non-QM Products; Disaster News; Securitization Court Ruling - Vimarsana News

Warehouse, Credit Measuring Tools; Non-QM Products; Disaster News; Securitization Court Ruling

I travel a fair amount via commercial airplane. (Greetings today from Ft. Lauderdale; this afternoon it’ll be Chicago.) But forget traveling in heavier-than-air-craft: there are people who live in airplanes! Meet Jo Ann, a beautician. Let’s see this baby appraise out for a refi! But the price is right for anyone willing to make the effort, as airplane carcasses are very affordable. One big topic at the Bank of England Mortgage event going on here is how interest rates impact affordability. Last week the Commentary included a link to a “handy-dandy chart for LOs to help bor...

Lead Source, Secondary Marketing, Income Verification, Marketing Tools; FHA VA, Ginnie News - Vimarsana News

Lead Source, Secondary Marketing, Income Verification, Marketing Tools; FHA VA, Ginnie News

The most dangerous statement in the English language is, “But we’ve always done it this way.” Referral business has always been a mainstay in our biz, and is not “against the law,” but oddly enough one topic that has come up a few times here in San Diego at the MBA’s conference is continued talk about MSAs, or Marketing Service Agreements. The CFPB spells out everything in its FAQ site. Attorney Brian Levy also discusses the topic in one of his Musings. One session yesterday included attorneys Mitch Kider and Troy Garris; any questions on the following...

Big Changes to Retirement Savings Plans May Help You Save More Money - Vimarsana News

Big Changes to Retirement Savings Plans May Help You Save More Money

Congress passed a $1.7 trillion spending bill that includes important changes to retirement savings plans, known as the Secure Act 2.0. NBC4 talked to financial...

Marketing, Scalability, Lead Conversion Tools; Gender Pay Inequlity; Attorney's Thoughts on FHA Loan Comp - Vimarsana News

Marketing, Scalability, Lead Conversion Tools; Gender Pay Inequlity; Attorney's Thoughts on FHA Loan Comp

Have you ever heard the term “scuddle”? It’s an English term from the 1500’s meaning “to wash dishes,” something many of us did plenty of over Christmas. I bring this up because on this date in 1886 Josephine Garis Cochrane patented the world’s first dishwasher! Where would we be without women in schools or the workplace or being educated… Or thinking? (Let’s ask the Taliban in Afghanistan: hopefully you’re following this nightmare.) The United States is nowhere near that, but we have a gender pay gap that has remained relat...