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- ADVERTISEMENT - Part of the reason is that opulent, seven-figure palaces are more interesting to read about than a stucco tract home, but I’m certainly aware of the fact that people also want to look at homes that they can conceivably afford, though these days even those houses are becoming increasingly harder to afford. Wrote one reader recently: “Maybe you could run a story showcasing the kind of run-down derelict dumps people earning under $250,000 can afford to purchase in LB??” I can, but I need more info, like your credit rating, your monthly debt, your down payment and other things, including how much under $250,000 you earn every year.