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Unless the context otherwise indicates, all references in this Management's Discussion and Analysis of Financial Condition and Results of Operations, or MD&A, to the "Company," "we," "us," "our" or "ours" or similar words are to GWG Holdings Inc. and its direct and indirect wholly-owned and consolidated subsidiaries, references to " GWG Holdings" refer to GWG Holdings Inc.,...

Isa Kivlighan from Aave (AAVE), an open-source and non-custodial decentralized finance (DeFi) protocol for earning interest on digital asset deposits while also being able to borrow assets, states that 2020 was an “incredible year” for DeFi, as the sector grew dramatically from a little over $600 million in (total value locked) TVL in January 2020 to more than $14 billion today. Kivlighan noted in a year in review blog post (published on January 1, 2020) that the Aave Protocol had been introduced on January 8, 2020 and it has experienced significant growth since its launch. Aave has mana...