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South Africa's credit sector shows signs of improvement

Eighty20's 2023 Q4 Credit Stress Report with Xpert Decision Systems notes mixed economic indicators in South Africa, highlighting a slight improvement in credit but challenges persist...

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Consumer credit market in SA sees modest improvements in Q3 2023

Consumer credit market in SA sees modest improvements in Q3 2023
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South-africa , South-africans , Andrew-fulton , Syndigate-media-inc , National-segmentation , Stress-report , Middle-class-workers , Middle-class , Mass-credit-market , Heavy-hitters , Comfortable-retirees , Mass-market

Consumer credit market sees modest improvements in Q3 2023

Dentsu Africa is delighted to announce Chishimba Musonda as the new managing director for dentsu Zambia, effective 1 January 2024...

South-africa , South-africans , Andrew-fulton , National-segmentation , Middle-class-workers , Middle-class , Mass-credit-market , Heavy-hitters , Comfortable-retirees , Mass-market , Heavy-hitter , Middle-class-worker

Chicken, burgers and pizza are SA consumers' take-away favourites

Family meals have changed from eating out to opting for more affordable take-away or fast food meals as consumers cut their budgets.

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Fast food outperforms as customer dining behaviour changes

If you are feeling as if your prepared food, grocery, restaurant and food delivery behaviour has changed over the past few years, you are not alone...

South-africa , South-african , South-africans , Melisha-reddy-naicker , Andrew-fulton , Research-insights , National-segmentation , Mcdonalds , Nando , Beverage-statistical , Comfortable-retirees , Mass-credit-market

Even the rich buckling under credit stress

When even wealthy consumers start to feel the pinch of higher interest rates, it is reason for less well-off people to watch their spending.

South-africa , South-african , South-africans , Andrew-fulton , National-segmentation , Stress-report , Xpert-decision-systems , Mass-credit-market , Middle-class-workers , Heavy-hitters , Comfortable-retirees , Heavy-hitter

SA shopping mall footfall recovers, but dwell time dwindles

Basic Education Minister, Angie Motshekga, says the department has stepped up its security across all points in the question paper chain, as the 2022 National Senior Certificate (NSC) exams commence today...

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Many affluent retirees reluctant to draw down savings

Many affluent retirees reluctant to draw down savings
Some leading retirement experts are questioning whether advisers should rethink their assumptions about retirement spending when creating financial plans.
April 19, 2021
3
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While most working Americans worry about not having saved enough for retirement, many of financial advisers’ retired clients are reluctant to spend their accumulated savings. That has prompted some leading retirement income experts to question whether advisers should rethink their assumptions about spending when creating financial plans.
A new study from the Employee Benefit Research Institute finds great diversity in the way people live in retirement based on their financial status, retirement goals, demographics and spending habits. Following a survey of 2,000 retired households between ages 62 and 75 with less than $1 million in assets conducted in September, EBRI identified five retirement profiles: Average Retirees, Affluent Retirees, Comfortable Retirees, Struggling Retirees and Just-Getting-By Retirees.

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