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Of default. And we have the typical repayment terms as far as the duration of the payment plan agreement, the obligation deadline date and we provide for their convenience the methods of how they can pay us, online, for example. Question 8, if a payment plan is a contract with the city, are there Code Provisions that affect how the bureau and debtor interact . For example if they miss a payment have they breeched the contract . Does renegotiating a payment plan mean renegotiating a contract requiring certain formalities . I wouldnt want to call it a contract, per se, with the city. This is def...

The system to see if that person has made their presence known or an asset made available. Right. So its not like somebody is spending 15 minutes every week trying to find this person for seven years, right . No, no, no. It will be typically we look for judgment cases, specific for small volumes, well have like nine active account. Once a month theyll touch it. And it depends if they are able to identify any leads to an asset. But the judgments we are good for ten years, and we renew them up to the full 30 years. So actually on that note for Chris Jackson whose referral date was six and a half...

May do postjudgment review where they may continue to look for assets or try to locate a person or locate assets to try to execute the judgment against. But understood. Right. So and this is probably where the discretion is opposed to so much of our criteria. If you have a judgment, so you dont have a statute, you are not on a short statute of limitations, as you just said, it can sit fairly dormant and every once in a while somebody picks it up and runs it through the system to see if that person has made their presence known or an asset made available. Right. So its not like somebody is spen...

An asset made available. Right. So its not like somebody is spending 15 minutes every week trying to find this person for seven years, right . No, no, no. It will be typically we look for judgment cases, specific for small volumes, well have like nine active account. Once a month theyll touch it. And it depends if they are able to identify any leads to an asset. But the judgments we are good for ten years, and we renew them up to the full 30 years. So actually on that note for Chris Jackson whose referral date was six and a half years ago, i did spend not 15 minutes but ten minutes to make sur...

An asset made available. Right. So its not like somebody is spending 15 minutes every week trying to find this person for seven years, right . No, no, no. It will be typically we look for judgment cases, specific for small volumes, well have like nine active account. Once a month theyll touch it. And it depends if they are able to identify any leads to an asset. But the judgments we are good for ten years, and we renew them up to the full 30 years. So actually on that note for Chris Jackson whose referral date was six and a half years ago, i did spend not 15 minutes but ten minutes to make sur...