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PennyMac Financial Services, Inc. (NYSE:PFSI) Q1 2024 Earnings Call Transcript

PennyMac Financial Services, Inc. beats earnings expectations. Reported EPS is $2.48, expectations were $2.34.

Bose-george , Ginnie-mae-msrs , David-spector , Freddie-mac , Dan-perotti , Piper-sandler , Doug-harter , Federal-reserve , Pennymac-financial-services-inc , Pnmac-holdings-inc , Pennymac-financial-services , Call-transcript-april

PennyMac Financial Services, Inc. (NYSE:PFSI) Q1 2024 Earnings Call Transcript

PennyMac Financial Services, Inc. (NYSE:PFSI) Q1 2024 Earnings Call Transcript
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Data Analytics, Servicing Products; STRATMOR's CD Workshop; Training and Webinars

Data Analytics, Servicing Products; STRATMOR's CD Workshop; Training and Webinars
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CRM Product; STRATMOR CD Workshop; FHFA on Lock-In Effect; Training and Webinars

I head to Central Texas today (A53 on Southwest; something about maybe seeing an eclipse); statewide Texas home ownership rate is about 64 percent. This is a shade lower than the 66 percent nationwide. (Home ownership &amp; operational challenges facing lenders are a couple of the topics Mike Metz with Arizona’s V.I.P. Mortgage will discuss today at 2PM CT.) And a huge percentage of those homeowners have low fixed rates. People can be “locked-in” or constrained in their ability to make appropriate financial changes, such as being unable to move homes or sell assets due to tax burdens. In the U.S., nearly all 50 million active mortgages have fixed rates, and most have interest rates far below prevailing market rates, creating a disincentive to sell. These frictions, whether institutional, legislative, personal, or market-driven, are a real problem. The FHFA, Fannie &amp; Freddie’s conservator, has a research piece on this since residential real estate exemplifies this challenge with its physical immobility, high transaction costs, and concentrated wealth. (Found here, this week’s podcasts are sponsored by Loan Vision. With Loan Vision, the mortgage banking industry’s premier mortgage accounting solution, you can take your accounting department from “cost center” to “revenue generator,” operating more efficiently and profitably. Hear an interview with HireAHelper’s Miranda Marquit on a new study that shows that as Millennials age, they're moving less than ever.) Customer Relationship Management

North-carolina , United-states , Iran , Florida , Denver , Colorado , Georgia , Israel , Arizona , Texas , American , Robbie-chrisman

Point of View: Support and acknowledge the success of your neighbors

You might have seen them waving signs at WKFL Park, or in the offices of our legislators. You might have heard them on the radio or on numerous websites talking about the Key Campaign. They are the Key Coalition of Alaska, a coordinated effort of parents, friends, individuals, state organizations and the Governor’s Council on Disabilities and Special Education coming together in a coalition.

Alaska , United-states , State-of-alaska , Developmental-disability-services , Peninsula-behavioral-health-services , Key-campaign , Living-center , Key-coalition-of-alaska , Governor-council-on-disabilities , Determinants-of-health , Steering-committee

New documentary examines steel industry comeback in Cleveland

In Ohio, steel industry jobs are returning as high-tech professions attracting a diverse workforce. A new documentary takes a look at Ohio residents who have decided to switch careers to work for the country's largest flat-rolled steel producer, Cleveland-Cliffs. Carl Kriss, director of the film "Relighting the Flame," spoke with former social workers and photographers who said their skill sets are relevant in the next generation of steel manufacturing, and they are defying stereotypes of what it means to be a steelworker. ...

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Labor organizers push back on union busting bill / Public News Service

Labor organizers are pushing back on a measure in the Iowa Legislature they say is designed to undermine unions. It would create an additional step in order for a labor union to be certified by the state. Senate Study Bill 3158, introduced by the Republican majority, would require public employers that hire union-backed workers to submit a list of employees who are in the bargaining unit to the state within 10 days of a union recertification election. ...

Mississippi , United-states , Gulfport , Ohio , Cleveland , Montana , Iowa , Biloxi , America , Mississippians , American , Jacquie-helt

Healthcare workers in Montana set for a pay rise on Tuesday

Healthcare workers in Montana set for a pay rise on Tuesday
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MS postal union workers voice concerns about understaffing mail delays / Public News Service

Postal service staffing shortages across the United States, including in rural areas of Mississippi, are being cited as one of the reasons for mail delivery delays. Members of the American Postal Workers Union are calling for more taffing and better pay to reduce turnover. George Collins, who's a member of the American Postal Workers Union in Biloxi, said he was notified in a letter that the postal service has a new process to reroute daily mail and packages from Gulfport to Jackson, which he said is also impacting on-time delivery. ...

Utahn , Utah , United-states , Gulfport , Mississippi , Washington , Netherlands , Capitol-hill , District-of-columbia , Heverly , Maryland , Montana

Employers Still Want Degrees, Networking Don'ts And The Child Care Crisis

The published version of this week’s Forbes Careers newsletter brings the latest news, insights and ideas about the workplace straight to your inbox every Tuesday.

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