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Levels, 40 of the people who save in open accounts dont go through the paperwork to get the savers credit. And as gary said, we dont put that credit into the account. So i think if the states look and say were going to create these accounts, one of the ways to grow these accounts faster is to put the match in the accounts and then the other piece to make it simpler is lets make that match stick. You know, i think there would be a lot of agreement of saying at least the match that you get cant come out until youre retired. Weve heard earlier my son plight not go into this if he know he can get ...

Deduction Retirement Plan through work and plan design, automatic enrollment. So, tax reform, i think can compliment those features. But we shouldnt lose sight of that. Those are two key things that we need to continue to push forward with. With respect to tax reform, one thing i would say is that we need to, i think in order to have impact in that debate, we need to talk about what it means for additional savings, what it means in the context of tax reform which is focussed on making tax cuts simpler, making it more efficient, its going to be focused on pro growth and focused on making it fai...

Peoples ability to withstand financial shocks and one quarter of u. S. Respondents were financially fragile in the sense they could not come up with 2,000 in 30 days. Including respondents who reported probably being unable to come up with 2,000, half would be viewed as financially fragile. Low saving was the reported. In addition, Many Americans report that adequate saving for retirement is a challenge. In a 2014 gallup poll, only half respondents reported being confident they will have enough money to live comfortable in retirement. Research validates this concern and households in the lower...

[cheers and applause] john the phrase American Dream came with a book written in the midst of the depression america is that dream of a land where life should be better and richer and fuller for everyone and for many people the dream has come true but now ayatollah something is wrong. It is no longer accessible is it suffering or alive and well . 75 percent said suffering. Is that true . How many of you think is as achievable as it was before . [cheers and applause] how many of you feel not so much . [applause] pray pessimistic. What a man who people say has lived the dream to creative for med...

[cheers and applause] john the phrase American Dream came with a book written in the midst of the depression america is that dream of a land where life should be better and richer and fuller for everyone and for many people the dream has come true but now ayatollah something is wrong. It is no longer accessible is it suffering or alive and well . 75 percent said suffering. Is that true . How many of you think is as achievable as it was before . [cheers and applause] how many of you feel not so much . [applause] pray pessimistic. What a man who people say has lived the dream to creative for med...