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Operator Good afternoon and welcome to the Redwood Trust, Inc Second Quarter 2021 Financial Results Conference Call. Today s conference is being recorded. I will now turn the call over to Lisa Hartman, Redwood s Senior Vice President of Investor Relations. Please go ahead ma am. Lisa Hartman Senior Vice President of Investor Relations Thank you, operator. Hello, everyone, and thank you for joining us. With me on today s call are Chris Abate, Redwood s Chief Executive Officer, Dash Robinson Redwood s President, and Brooke Carillo, Redwood s Chief Financial Officer. Before we begin, I want to remind you that certain statements made during management s presentation with respect to future financial or business performance may constitute forward-looking statements. Forward-looking statements are based on current expectations, forecasts and assumptions and involve risks and uncertainties that could cause actual results to differ materially. We encourage you to ....