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Mortgage advisors tell us how their customers are being impacted by higher rates - from stretching their loan terms switching to interest-only deals or asking family for help.
The value of outstanding mortgage balances in arrears is over 50 percent higher than it was a year ago.
Banks, such as HSBC, are opting to cut mortgage rates in a move that will help homeowners.
House prices have fallen at the fastest pace in the last 12 months since 2009, the latest Nationwide data shows - but where will they go next?
House prices have fallen at the fastest pace in the last 12 months since 2009, the latest Nationwide data shows - but where will they go next?