You can now lock into a sub-4% mortgage with a 10-year fix from HSBC and First Direct
First Direct is the latest major mortgage lender this year to announce it is cutting mortgage rates with two deal going under 4%.
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First Direct is the latest major mortgage lender this year to announce it is cutting mortgage rates with two deal going under 4%.
First direct's lowest five-year fixed-rate mortgage deal has dropped to 4.92 percent.
Banks, such as HSBC, are opting to cut mortgage rates in a move that will help homeowners.
Interest rates are on the rise which is bad news for mortgage holders but first direct is finding ways to help homeowners at this trying time.
HSBC has hiked interest rates across a range of home loans, including selected first-time buyer, remortgage and buy-to-let mortgages. The high street bank has lifted its FTB five-year fixed Fee Saver offer at 95% loan to value by 19 basis points to 4.55%, with no fee and £500 cashback. It also raises five-year fixed