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An insurance company is not responsible for providing personal protection insurance, or PIP, benefits to a man who was injured in an accident while driving a vehicle belonging to his friend because it was not the insurer of the owner, registrant or operator of the vehicle involved in the accident, the Michigan Court of Appeals has held in an unpublished decision.

Where a defendant insurance company denied a claim for personal protection insurance benefits brought by a plaintiff who was injured in an accident while driving a vehicle belonging to his friend, it was not error for the defendant to be awarded summary disposition because the defendant is not the insurer of the owner, registrant or operator of the vehicle involved in the accident.