The Milford Daily News Senior living congregate apartments are an industry now with three branches: independent living (nothing to do with disability), assisted living and memory care. The last two are for elders needing some medical care and have to be certified by the Executive Office of Elder Affairs. However, independent living, a profit-making arm, needs some regulation, transparency and fairness, and needs to follow existing Massachusetts discrimination laws. The problems: Discriminate vs. Income Source – no rent subsidies, federal or state, accepted – “private pay” – but...