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Form 10-K AMERINST INSURANCE GROUP For: Dec 31

Form 10-K AMERINST INSURANCE GROUP For: Dec 31
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Gone Fishing: Tenant's Insurer Casts A Line Seeking To Subrogate Against The Landlord | White and Williams LLP

vIn J&J Fish on Ctr. Str., Inc. v. Crum & Forster Specialty Ins. Co., No. 20-cv-644-bhl, 2022 U.S. Dist. LEXIS 16361, the United States District Court for the Eastern District of...

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Insurance company claims it is not liable to cover suit involving stabbing at pub

EAST ST. LOUIS - An insurance company claims it is not liable for covering a dram shop suit against Spike's Pub & Grub alleging a patron was stabbed multiple times.

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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of July 5) | All Alerts & Newsletters

Insurers' COVID-19 Notepad: What You Need to Know Now (Week of July 5) | All Alerts & Newsletters
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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of April 12) | All Alerts & Newsletters

Apr.12.2021
Courts Dismiss COVID-19 Business Interruption Claims
On April 9, 2021, the district court for the Central District of California granted Topa Insurance Company’s motion to dismiss a restaurant and nightclub’s COVID-19 related claim. According to the court, the policy “clearly condition[ed] recovery on physical loss or damage to the insured premises” (Order at 5), and the complaint alleged only that the coronavirus “prevented it from using its property for” its intended purpose, which is not enough to “allege direct physical loss or damage.”
Id. at 6. The court held that “even if the Policy covered permanent dispossession, which it does not, Caribe has not alleged permanent dispossession, nor could it, as COVID-19 safety orders only temporarily restricted Caribe’s use of its premises.”

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