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In the world of microfinance, few names resonate as powerfully as Grameen Bank. Established in Bangladesh, this community development bank was recognized ....
Over 36% of Nigeria’s adult population is unbanked. Nigeria contributed 3.4 percent to the world’s unbanked population in 2017 even though its population was 2.6 percent of the world’s population. There are just a little over 40 million Nigerians with BVN, a far cry from the estimated population of Nigerian adults. This is numbing data if you are a Nigerian living the urban life where you juggle transactions between two to three of your bank cards on a daily basis, troubling data if you are with the banks who think their retail sales teams are meeting their customer onboarding targets, and humbling data if you are the CBN who set an 80% target for financial inclusion by the year 2020 and has consistently rolled out different frameworks and policies to achieve this, including licensing three Payment Service Banks (PSBs). ....