Guarantees of these such loans since 2007 to $865 billion. the department of veterans affairs insures about $200 billion in these kinds of loans. and finally, guarantee programs at the department of agriculture have nearly tripled to 47 billion. all of this is on top of the 5 trillion or so in mostly standard loans, you know the ones with 20 percent down, owned or insured by the failed mortgage giant fannie mae and freddie mac, the treasury department has already pumped $145 billion into them because of rising defaults and foreclosures, some housing analysts worry the fha, v.a., and usda may b...