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UWM's Zero-Down Loans A Hit With Buyers, Worry Consumer Advocates

Unlike subprime loans that were subjected to minimal underwriting standards in the runup to the housing crash and 2007-09 Great Recession, UWM's zero-down loans have to meet criteria set by mortgage giant Freddie Mac. ....

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Freddie Mac Salutes Home Possible RISE Award® Winner INB, N.A. for Outstanding Work for Very Low- to Low-Income Homebuyers

Freddie Mac Salutes Home Possible RISE Award® Winner INB, N.A. for Outstanding Work for Very Low- to Low-Income Homebuyers
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Gregg Formigoni , Freddie Mac , Home Possible , Recognizing Individuals , Sustained Excellence ,

Pricing, POS, Broker to banker, Cybersecurity Tools; STRATMOR/Teraverde Deal Inked

Attendees of next week’s MBA Secondary conference can look forward to… A giant hot dog in Times Square that spits out confetti at high noon. (Keep your risqué comments to yourself please.) They can obviously look forward to much more at the actual conference, including information about the economy, regulators, and seeing what the Agencies and aggregators are up to in terms of products. Every client is important, and originators want a full product suite from their companies and vendors. (The current STRATMOR blog is titled, “Down Payment Assistance Programs Helpful But Not a Universal Remedy.”) For good news, homeowner equity has hit almost $17 trillion, as values in March hit a historic all-time high according to a report from Intercontinental Exchange. But looking at units this year (a better measure than the estimated $1.5-2 trillion) the MBA expects the lowest production in decades. If recent conferences are any indication, look forward to atte ....

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