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>> renting -- we had so many presidents obsessed with ib creasing homeownership rate and crazy things to make it happen. we asked fannie and freddie to make loans they shouldn't have been making. time to accept the idea we live in a mobile society. renting is a legitimate thing to do. 40% of people in germany own their own. i think it's all right to rent. i think it creates a more mobile society and good for both parties. >> david: renting is good according to stephane. >> i think renting is great. the 40% that you mentioned saying we should be more like germany frightens me. that's similar to where san francisco is. it's a problem here. you drive around and homes don't look that great, because everyone knows that no one takes a rental car to the car cash. the same is true for houses. you're not going to face the front of your house and schools are in bad shape. many families leave the city.