Mobile Loan Apps: Shared or Destructive Future in Nigeria
The borrowers are typically made aware of certain guidelines, conditions, and rules as the money is made available through the apps. According to Shoshanna Zuboff's book The Age of Surveillance Capitalism, this shows how willing the lenders are to provide the borrowers with a positive shared future. In other words, by providing quick access to the money they need, mobile loan companies help Nigerians achieve their desired futures as soon as possible. I