Joining me it's my great pleasure to welcome to the table the deputy director of the consumer financial protection board. created by dodd-frank, the brain child of elizabeth warren, a former merrill lynch and morgan stanley information technologist. >> and new york attorney general eric shoo schneiderman. great to have you all here. >> maybe, raj, i'll start with you. i've been incredibly impressed by the work of the consumer financial protection board. i'm giving you a real question to start off here in terms of the way the transparency on the site, the ease with which you can navigate it its...