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Unending streams of money, the cost of tuition has skyrocketed. and we have told the culture that borrowing money for student loans is no big deal. now we have this epic plague sitting on the young people of america. and some of the old people in america. and it's a problem. ainsley: well, if you look at some of the stats. the numbers are staggering. $26,900. that's the average student loan of a graduate of a public four year school. 32,600 for graduates of height of nonprofit four-year schools. is it worth it if you know you are going to graduate with $30,000 in debt. should did you go to col...

Been segregated, but the reality is that what else is the district the do when the legislature and the state tells them, and the u.s. constitution says that it is legal. >> they are standing to sue the school under the state legislature. >> we understand that. >> that is where they are going to test it. it is a test case. 50 years ago you would not talk about having koreshs shaving cn square. >> well, staying on this one, but in the supreme court, upholding the ban on affirmative action in universities saying that they have the right to decide the issue, e rebecca, first, the issue being -- >>...

8:00 p.m. on fbn. don't miss that. and the republic for which it stands, one nation, under god, indivisible, and with l liberty and justice for all. >> under god, under fire. a humanist group is suing a new jersey school district who thinks that the phrase "under god" discriminating against the atheist kids, and do they have a group? attorney for the school says no, and the attorney for the family says they do. >> yes, they do. because "under god "sigh not from the founding fathers, and it is not as if "under god" was established 200 years, ago, but it was established in 1954 by the presiden...

54-year-olds that still don't know that work is where money comes from. you got to start with that one. >> rachel, i have a 15-year-old son in high school. every time he gets a buck, it's out the buck out the door. >> he's a spender. kids you are either naturally spender or saver. mom and dad did a good job of forcing me to save, and forcing me so give too. they reined it in for me. >> you went to college. >> yes, i did. >> did you participate in that? did you help pay for college or this guy do it for you? >> yeah, mom and dad did. they lived out what they preached, we were fortunate enough t...

You work 20 hours a week, you can pay for an instate school. >> are you saving money? >> yes, i am saving. >> is there a secret. >> there's no secret. just common sense. >> 20% of your paycheck, just put it away. i know he's got scissors cutting up the credit cards? >> no. >> she doesn't have a credit card? >> she doesn't have a credit card. >> i wonder if she was sneaking around and -- >> oh, rebellious. . the book is called smart money, smart kids. it's a lifestyle, isn't it? >> it's about teaching your kids daily in that day-to-day rhythm of life. >> dave ramsey and rachel cruz. >> you know...