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Model law could help bring clarity to pet insurance market The National Association of Insurance Commissioners is working on a model law that states could opt to use, when setting standards for pet insurance rates, coverage and disclosures. and last updated 2021-02-19 13:38:18-05 NEW ORLEANS, La. â Inside an animal shelter on the west bank of the Mississippi River, dogs wait patiently inside their âdog condosâ for a chance to move out. âWhen someone adopts a pet from us, we provide them with a medical record of all vaccinations: all diagnosis and all treatments,â said Ana Zorrilla, CEO of the Louisiana SPCA, which runs the animal shelter in New Orleans.