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Expectations and standards are. To piggyback a quick question off of that. Seems and these seem like significant changes. What impact will it have on credit overlays . I hope that it will substantially reduce credit overlays and that lenders will start operating more inside the credit box that fannie and freddie have said they will purchase loans in or guaranteed loans in that space. And based on conversations that we have had with industry participants emma my hope is a positive hope. I do not know when you transfer from hope to an expectation. Some of them have assured me that if we can smoo...

To dispute it. Then he goes on to say this and i agree with this line, talk about all stem graduates now if there were a Talent Shortage where are the market indicators like wage increases . D so mr. Donahue and your friends at the chamber of commerce believe in the free market then why is it down if we have a shortage of workers . Why arent the wages going up . For another businessman that said recently there are 600,000 jobs in manufacturing going unfilled today the immigration bill king go along way to help uses fill these positions. Great scott. I have seen instances where thousands where ...

Battle, carters brother punched a deputy in the face. He has multiple fractures to the left side of his face. A lot of the bones in his face are shattered. But the deputy got up after the man tried to put his partner in a choke hold. One of the deputies was wearing a body camera that recorded part of the fight. Well have more on what the sheriffs is saying about the report at 6 00. Happening now, a rally is growing. It stems from an incident that four years later is still drawing crowds. It all began with some t shirts. Four years ago, several students wore flags with american shirts on them a...

InterNational Drug control, but the reason to control it is to keep it out of our country and to do those things which prevent opiate use, not to enable it, but one answer according to the experts may be the countrys addiction and use of prescription pain medications, a report released by the Substance Abuse and Mental Health services that people who use prescript n prescription thats an amazing thing to me. Furthermore, four out of every five heroin abusers in much the same way as heroin, the lesson here is that rather than thinking of two separate addictions, prescription pain medications, a...

Your written testimony says that the commission continues to reiterate its longstanding bipartisan call for enactment of a strong federal Data Security and breach notification law. Is that still the position of the commissioner . Absolutely. Mr. Mass mastria, do you want to comment . Very taken a look at the possible legislation, for instance, that senator mccain made reference to . I am generally familiar with it but as a selfregulatory body, we do not weigh in on the legislation. We leave that to our founding trade associations to do that. Are you done . Im going to try to finish, if not, il...