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MLO, Ops Jobs; Cross-Border Lending, Processing, Recruiting Products; MBS Issuance Webinar; Quicken Name Change May 13 2021, 8:18AM People around the nation are “voting with their feet.” Illinois: Seven straight years of population declines. California: Losing population during a year for the first time in history. Do you ever think about the fact that one city, Shanghai, China, has more people living in it than every state besides California and Texas? (Area-wise, what is the largest city in the United States? That title goes to Jacksonville at 875 square miles, elevation 16 feet.) Did you know that over 80 percent of people who move stay in the same state? One wonders, if higher income people are leaving a particular state, does that create a bigger burden on those who remain, which encourages more departures? Provo-Orem, Utah, Coeur d Alene, Idaho, and Reno, Nevada, are the top three high-end markets to watch, according to the luxury segm ....
Compliance, MLO, AE, Ops Jobs; Appraisal, Profitability Tools; Upcoming Events; Rates Creep Higher: Why? Jan 7 2021, 8:33AM Some will say that the world’s most anticipated palindrome is “1-20-21”. Others will say that Inauguration Day spells the end of personal freedom in the United States. In our business, lenders everywhere have their eyes on the horizon. One grizzled industry “Eeyore” emailed, “Every time I see headlines and reporting about giddy mortgage profitability and companies going public in the best year ever, I remember that Liz Warren is still in the Senate, Joe Biden wants to tax the rich, and the fate of Fannie and Freddie remain uncertain and subject to government action. After COVID struck the industry with March’s capital markets gyrations, the Fed’s action to flood the market with liquidity turned what was going to be a disastrous year into the best of all time. Another word for the Fed’s action is a govern ....