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This is we check credit. We need a business plan. Then we look at the threeyear tax return and that statement. We do a lot of home care and momandpop shops. We also do start ups. We asked for approval through documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the cre...

Then we look at the threeyear tax return and that statement. We do a lot of home care and momandpop shops. We also do start ups. We asked for approval through documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the credit union, we educate them about filing taxes prop...

David. Thank you and thank you to all of you for being here. It is good to have you here. My colleagues are going to talk about specific policy issues in their area of we can per tease. Im going to open with more general, philosophical, political discussion. A lot of people believe that politics are a struggle for power and certainly if you look at history that is what politics is. It is the continuation of war by other means. It is a quest for power for your race, tribe, religion, region, whatever, your industry these days. Politics is a lot about power. But we always hope that some people in...

Over time, allow you to pay it down. We have brochures back there. I encourage you to talk to us. Let me add on that. Over the last several years, a lot of Small Businesses have relied on their personal credit as a means to support the business. Also, they relied on home equity lines of credit, which in many cases do not exist anymore, also as a source for financing their business. As far as doing public contracting, one thing about public contract in that you can count on is the city of San Francisco will stay in business and pay its debt, just later than you would like it to be. When youre d...

An Opportunity Fund will look at your story in addition to your score. Some are limited to your score, that if it is above or below a certain threshold, and they are may not work with you. Not every one of the lenders is going to see your situation the same, so you should be shopping. [inaudible] you can do contract financing. That exists. But a line of credit is probably what youre looking for. Thank you, marc. I have a question from the audience about a burgeoning market. Any avenues for San Francisco medical cannabis dispensaries . Open to the panel. In terms of financing . I can tell you w...