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You re going to get hit? cash flow is a problem. got it already. million0s of people know this already and it only gets worse as this spreads next year if it goes forward. i think you re using this as an excuse to tell your family, you re going to go cheap on them this year. people who don t know you and we all love you here you are cheap. so you re looking at this as an excuse not to spend money on them, even though fox itself has quite a generous plan. i object to the word cheap. i am thrifty. it is a virtue, neil, which perhaps you should touché, my final guest. you know, i tell people you re from brooklyn and just parlay this british thing. what you re saying is that is it psychological this is real and if you re going to have other few hundred dollars less out a mock, that s a few hundred tread dollars off whatever the ....