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10 Ways to Have Fun for Free or Nearly Free

We’ve gotten so used to shelling out money for entertainment, we’ve forgotten how much fun is available for free. Here’s a reminder.

Miranda-marquit , Have-fun ,

CRM Product; STRATMOR CD Workshop; FHFA on Lock-In Effect; Training and Webinars

I head to Central Texas today (A53 on Southwest; something about maybe seeing an eclipse); statewide Texas home ownership rate is about 64 percent. This is a shade lower than the 66 percent nationwide. (Home ownership & operational challenges facing lenders are a couple of the topics Mike Metz with Arizona’s V.I.P. Mortgage will discuss today at 2PM CT.) And a huge percentage of those homeowners have low fixed rates. People can be “locked-in” or constrained in their ability to make appropriate financial changes, such as being unable to move homes or sell assets due to tax burdens. In the U.S., nearly all 50 million active mortgages have fixed rates, and most have interest rates far below prevailing market rates, creating a disincentive to sell. These frictions, whether institutional, legislative, personal, or market-driven, are a real problem. The FHFA, Fannie & Freddie’s conservator, has a research piece on this since residential real estate exemplifies this challenge with its physical immobility, high transaction costs, and concentrated wealth. (Found here, this week’s podcasts are sponsored by Loan Vision. With Loan Vision, the mortgage banking industry’s premier mortgage accounting solution, you can take your accounting department from “cost center” to “revenue generator,” operating more efficiently and profitably. Hear an interview with HireAHelper’s Miranda Marquit on a new study that shows that as Millennials age, they're moving less than ever.) Customer Relationship Management

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Millennials moved to red states like Texas and Montana, fleeing blue New York, California in 2023: Study

A new study analyzing U.S. Census Bureau data finds red states are still enjoying population boom while young adults continue to flee blue states in droves.

Washington , United-states , Florida , Massachusetts , Chicago , Illinois , North-dakota , South-carolina , Oklahoma , Iowa , Connecticut , Miami

How to Pay Off Your Mortgage Super Early

How to Pay Off Your Mortgage Super Early
moneytalksnews.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from moneytalksnews.com Daily Mail and Mail on Sunday newspapers.

Miranda-marquit , Pay-off-your-mortgage-super ,

I'm a Financial Planner: 5 Popular Retirement Destinations You Should Avoid

Your retirement plan has to answer many questions, with the most important one being: Where am I going to live? You might chat with current retirees or research popular destinations to help you...

Florida , United-states , Tampa , Fayetteville , North-carolina , Texas , Mexico , Phoenix , Arizona , Vietnam , Republic-of , South-carolina

How to Harness Artificial Intelligence (AI) to Make Money in Stocks

How to Harness Artificial Intelligence (AI) to Make Money in Stocks
moneytalksnews.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from moneytalksnews.com Daily Mail and Mail on Sunday newspapers.

Miranda-marquit , Harness-artificial-intelligence , Make-money ,

5 Things People Wish They'd Known Before They Retired

5 Things People Wish They'd Known Before They Retired
moneytalksnews.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from moneytalksnews.com Daily Mail and Mail on Sunday newspapers.

Miranda-marquit , People-wish-theyd-known-before-they ,

5 Powerful Mental Tips to Accomplish Your Goals

5 Powerful Mental Tips to Accomplish Your Goals
moneytalksnews.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from moneytalksnews.com Daily Mail and Mail on Sunday newspapers.

Miranda-marquit , Mental-tips , Accomplish-your ,

Retirees flocking to Florida as California, New York lose grip on resident seniors, study shows

A study found more than 338,000 Americans moved to retire in 2023, an increase of 44% compared to 2022, with many seniors ditching New York and California for Florida.

United-states , Texas , Florida , Pennsylvania , New-jersey , Washington , El-paso , California , New-york , Virginia , Missouri , Ohio

Seniors are flocking to this state when they retire to save money: study

Retiring Americans are flocking to Florida while California and New York are losing their grip on resident seniors, according to a new study. 

Miami , Florida , United-states , New-jersey , Ohio , South-carolina , Missouri , Virginia , Washington , El-paso , Texas , California