Their Finances Ravaged, Customers Fear Banks Will Withhold Stimulus Checks Banks have the power to decide whether to let overdrawn customers gain access to the stimulus money being deposited into their accounts, but they have taken different approaches. Morgan Banke was hoping her bank would waive her overdraft fees so she could tap her stimulus funds, but the bank’s officials said they would not.Credit...Narayan Mahon for The New York Times Published Dec. 31, 2020Updated Jan. 2, 2021 Since August, Morgan Banke has had just enough money in her bank account every month to pay either her rent...