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Operator Good day, everyone, and welcome to the Moody s Corporation First Quarter 2021 Earnings Conference Call. [Operator Instructions] I will now turn the conference over to Shivani Kak, Head of Investor Relations. Please go ahead. Shivani Kak Head of Investor Relations Thank you. Good morning, and thank you for joining us to discuss Moody s first quarter 2021 results and our revised outlook for full year 2021. I m Shivani Kak, Head of Investor Relations. This morning, Moody s released its results for the first quarter of 2021 as well as our outlook for full year 2021. The earnings press release and a presentation to accompany this teleconference are both available on our website at ir.moodys.com. Rob Fauber, Moody s President and Chief Executive Officer, will lead this morning s conference call. Also making prepared remarks on the call this morning is Mark Kaye, Moody s Chief Financial Officer. During this call, we will also be presenting non-GAAP or adju ....